If you have been looking to purchase a home, you’ve probably heard the phrase ‘closing costs’, but do you really understand what that means? Simply put, closing costs are the costs associated with purchasing a home. Some come from the lender and some from the title company. Here are a few of the common closing […]
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Here are a couple things to remember when shopping for a title company. Your real estate agent or mortgage lender may make suggestions or recommendations for a title company, but the homebuyer has the right to shop for title insurance and a title insurance company. Things you may consider when looking for a title insurance […]
You’ve found a house to purchase and the seller has accepted your offer. Now what happens? This is when the behind the scenes work begins in preparation for the closing, which typically happens in 60 to 90 days. The following are some of the things that happen after the offer to purchase is signed. Select […]
You may think title insurance is an added expense that you don’t need when trying to buy a home. However, title problems do happen. The following are real cases where having an owner’s policy prevented significant loss. A couple in Missouri purchased a home from their landlord. The landlord had purchased that home, along with […]
Title insurance protects the purchaser of real property against claims of ownership or other interest or rights in the property. It will protect against financial loss resulting from prior events that have led to defects in title. These events can include mistakes in the public records, forged documents and legally insufficient deeds. Title insurance can […]